يٰٓاَيُّهَا الَّذِيْنَ اٰمَنُوْٓا اِذَا تَدَايَنْتُمْ بِدَيْنٍ اِلٰٓى اَجَلٍ مُّسَمًّى فَاكْتُبُوْهُۗ وَلْيَكْتُبْ بَّيْنَكُمْ كَاتِبٌۢ بِالْعَدْلِۖ وَلَا يَأْبَ كَاتِبٌ اَنْ يَّكْتُبَ كَمَا عَلَّمَهُ اللّٰهُ فَلْيَكْتُبْۚ وَلْيُمْلِلِ الَّذِيْ عَلَيْهِ الْحَقُّ وَلْيَتَّقِ اللّٰهَ رَبَّهٗ وَلَا يَبْخَسْ مِنْهُ شَيْـًٔاۗ فَاِنْ كَانَ الَّذِيْ عَلَيْهِ الْحَقُّ سَفِيْهًا اَوْ ضَعِيْفًا اَوْ لَا يَسْتَطِيْعُ اَنْ يُّمِلَّ هُوَ فَلْيُمْلِلْ وَلِيُّهٗ بِالْعَدْلِۗ وَاسْتَشْهِدُوْا شَهِيْدَيْنِ مِنْ رِّجَالِكُمْۚ فَاِنْ لَّمْ يَكُوْنَا رَجُلَيْنِ فَرَجُلٌ وَّامْرَاَتٰنِ مِمَّنْ تَرْضَوْنَ مِنَ الشُّهَدَۤاءِ اَنْ تَضِلَّ اِحْدٰىهُمَا فَتُذَكِّرَ اِحْدٰىهُمَا الْاُخْرٰىۗ وَلَا يَأْبَ الشُّهَدَۤاءُ اِذَا مَا دُعُوْا ۗ وَلَا تَسْـَٔمُوْٓا اَنْ تَكْتُبُوْهُ صَغِيْرًا اَوْ كَبِيْرًا اِلٰٓى اَجَلِهٖۗ ذٰلِكُمْ اَقْسَطُ عِنْدَ اللّٰهِ وَاَقْوَمُ لِلشَّهَادَةِ وَاَدْنٰىٓ اَلَّا تَرْتَابُوْٓا اِلَّآ اَنْ تَكُوْنَ تِجَارَةً حَاضِرَةً تُدِيْرُوْنَهَا بَيْنَكُمْ فَلَيْسَ عَلَيْكُمْ جُنَاحٌ اَلَّا تَكْتُبُوْهَاۗ وَاَشْهِدُوْٓا اِذَا تَبَايَعْتُمْ ۖ وَلَا يُضَاۤرَّ كَاتِبٌ وَّلَا شَهِيْدٌ ەۗ وَاِنْ تَفْعَلُوْا فَاِنَّهٗ فُسُوْقٌۢ بِكُمْ ۗ وَاتَّقُوا اللّٰهَ ۗ وَيُعَلِّمُكُمُ اللّٰهُ ۗ وَاللّٰهُ بِكُلِّ شَيْءٍ عَلِيْمٌ ( البقرة: ٢٨٢ )
Yaa ayyuhal lazeena aamanoo izaa tadaayantum bidinin ilaa ajalimmusamman faktubooh; walyaktub bainakum kaatibum bil'adl; wa laa yaaba kaatibun ai yaktuba kamaa 'allamahul laah; falyaktub walyumlilil lazee 'alaihil haqqu walyattaqil laaha rabbahoo wa laa yabkhas minhu shai'aa; fa in kaanal lazee 'alaihil lhaqqu safeehan aw da'eefan aw laa yastatee'u ai yumilla huwa falyumlil waliyyuhoo bil'adl; wastash hidoo shaheedaini mir rijaalikum fa il lam yakoonaa rajulaini farajulunw wamra ataani mimman tardawna minash shuhadaaa'i an tadilla ihdaahumaa fatuzakkira ihdaahumal ukhraa; wa laa yaabash shuhadaaa'u izaa maadu'oo; wa laa tas'amooo an taktuboohu sagheeran awkabeeran ilaaa ajalih; zaalikum aqsatu 'indal laahi wa aqwamu lishshahaadati wa adnaaa allaa tartaabooo illaaa an takoona tijaaratan haadiratan tudeeroonahaa bainakum falaisa 'alaikum junaahun allaa taktuboohan; wa ashidooo izaa tabaaya'tum; wa laa yudaaarra kaatibunw wa laa shaheed; wa in taf'aloo fa innahoo fusooqum bikum; wattaqul laaha wa yu'allimu kumul laah; wallaahu bikulli shai'in 'Aleem (al-Baq̈arah 2:282)
English Sahih:
O you who have believed, when you contract a debt for a specified term, write it down. And let a scribe write [it] between you in justice. Let no scribe refuse to write as Allah has taught him. So let him write and let the one who has the obligation [i.e., the debtor] dictate. And let him fear Allah, his Lord, and not leave anything out of it. But if the one who has the obligation is of limited understanding or weak or unable to dictate himself, then let his guardian dictate in justice. And bring to witness two witnesses from among your men. And if there are not two men [available], then a man and two women from those whom you accept as witnesses – so that if one of them [i.e., the women] errs, then the other can remind her. And let not the witnesses refuse when they are called upon. And do not be [too] weary to write it, whether it is small or large, for its [specified] term. That is more just in the sight of Allah and stronger as evidence and more likely to prevent doubt between you, except when it is an immediate transaction which you conduct among yourselves. For [then] there is no blame upon you if you do not write it. And take witnesses when you conclude a contract. Let no scribe be harmed or any witness. For if you do so, indeed, it is [grave] disobedience in you. And fear Allah. And Allah teaches you. And Allah is Knowing of all things. (Al-Baqarah [2] : 282)
Ma Jian (Simplified):
信道的人们啊！你们彼此间成立定期借贷的时候，你们应当写一张借劵，请一个会写字的人 ，秉公代写。代书人不得拒绝，当遵照安拉所教他的方法而书写。由债务者口授，（他口授时），当敬畏安拉——他的主——不要减少债额一丝毫。如果债务者是愚蠢的，或老弱的，或不能亲自口授的，那么，叫他的监护人秉公地替他口授。你们当从你们的男人中邀请两个人作证；如果没有两个男人，那么，从你们所认可的证人中请一个男人和两个女人作证。这个女人遗忘的时候，那个女人可以提醒她。证人被邀请的时候，不得拒绝。无论债额多寡，不可厌烦，都要写在借券上，并写明偿还的日期。在安拉看来，这是最公平的，最易作证的，最可祛疑的。但你们彼此间的交易，虽不写买卖契约，对于你们是毫无罪过的。你们成立商业契约的时候，宜请作证人，对代书者和作证者，不得加以妨害；否则，就是你们犯罪。你们应当敬畏安拉，安拉教诲你们，安拉是全知万物的。 (黄牛 [2] : 282)
1 Mokhtasar Chinese
信仰真主，追随使者的信士啊！如果你们进行借贷——即你们之间成立定期借贷时，双方必须书写借贷凭据。你们应请公正的、有宗教道德、会写字之人为你们执笔。代笔者不应拒绝，更应如实的按照真主所教授的方法而书写，以此为据。代笔者应敬畏真主，不应漏写债务中关于种类、程度或形态等任何的细微内容，这是他义不容辞的责任而不应随意处置。如果债务人年龄弱小或理智不健全或无法口述等，则其监护人应秉公替他口述。你们当邀请两名公正的、有理智的成年男子作证；如果没有两名男子，那么就从你们信任其宗教品德和忠诚主道的人当中，找来一名男子和两名妇女作证，以便两名妇女中一名忘了，另一名可以提醒。如果被邀见证借贷，不得拒绝。无论债额多或寡，应事无巨细的都写在借条上，并注明偿还日期。在真主看来，书写借贷是最公正、最易作证、最可取消质疑的方法。如果你们彼此间进行现款和现货交易，若无必要，你们不写买卖契约对你们是毫无罪过的。真主规定你们双方见证，更能避免产生纠纷。不允许你们伤害代书者和作证者，也不允许伤害请求书写或作证之人。如果伤害，那么你们确已犯罪。信士们啊！你们应以遵从真主命令、放弃真主禁令而敬畏真主。真主教授你们适用于处理今后两世事务的知识，真主是全聪的，全知的。