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wa-in
وَإِن
And if
kāna
كَانَ
is
dhū
ذُو
the (debtor)
ʿus'ratin
عُسْرَةٍ
in difficulty,
fanaẓiratun
فَنَظِرَةٌ
then postponement
ilā
إِلَىٰ
until
maysaratin
مَيْسَرَةٍۚ
ease.
wa-an
وَأَن
And if
taṣaddaqū
تَصَدَّقُوا۟
you remit as charity
khayrun
خَيْرٌ
(it is) better
lakum
لَّكُمْۖ
for you.
in
إِن
If
kuntum
كُنتُمْ
you
taʿlamūna
تَعْلَمُونَ
know.

Wa in kaana zoo 'usratin fanaziratun ilaa maisarah; wa an tasaddaqoo khairul lakum in kuntum ta'lamoon

Sahih International:

And if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you, if you only knew.

1 Mufti Taqi Usmani

If there is one in misery, then (the creditor should allow) deferment till (his) ease, and that you forgo it as alms is much better for you, if you really know.